Photograph a receipt, or forward the order email. SpendInsights reads all of it: merchant, date, tax, every line item. Then files it under a category that means something.
Free for 50 receipts a month.
No card, no trial countdown.
WHOLE FOODS MARKET
1701 Robson St · Vancouver BC
SUBTOTAL37.12
GST 5%1.86
TOTAL38.98
VISA ****4417APPROVED
03 SEP 2026 · 14:22 · THANK YOU
Filed automatically
Whole Foods Market
3 Sep 2026
$38.98
Food › Groceries
5 line items kept, itemised
Way one
Open the app at the till and take the photo. Crumpled and badly lit is fine.
The model reads the merchant, the date, the tax and each line item, and keeps the items rather than flattening them into one total.
It lands in your expenses already categorised. If it guessed wrong, change it once and move on.
Way two
PremiumPremium accounts get a private inbox address:
7f3a91c4@in.spendinsights.app
Point one mail filter at it, say everything from auto-confirm@amazon.ca, and those orders file themselves while you are asleep. There is a click-by-click guide inside the app for Gmail, Outlook and Apple Mail.
Most trackers hand you a flat pile of tags and let you sort it out. A new account here is seeded with 11 groups in the order a month is meant to be spent: giving and savings come off the top, debt and lifestyle come last.
Underneath them sit 38 sub-categories, from Natural Gas to Fun Money. Rename them, recolour them, delete the ones that do not apply to you. It is your budget.
Set a monthly target on any of them and the budget page tracks it.
Seeded order
Sub-cats
After a few weeks of receipts, your discretionary spending gets scored across six dimensions and you get told which one you are. It is a party trick with a real number under it, and it comes with a card worth sending to the friend who already knows the answer.
Food Explorer — Food is your love language. From hole-in-the-wall spots to delivery nights in.
Subscription Collector — Your credit card statement reads like a streaming service directory.
Experience Lover — Life is short — you invest it in travel, events, and unforgettable moments.
Impulse Shopper — Your cart is always full. You shop for the thrill as much as the item.
Smart Saver — You cook at home, skip splurges, and stretch every dollar.
Budget Ninja — Balanced, intentional, and in control. No single category runs away with your money.
Pick one. Then find out whether your receipts agree with you.
For people who already live in a chat window
SpendInsights runs its own MCP server. Connect it to Claude, ChatGPT or any MCP client, approve it once, and your expenses start answering questions.
> How much did I spend on groceries in August, and how does that compare with July?
8 tools exposed
Both directions: it can log an expense or tick something off the shopping list, not just read.
Not a dashboard you have to remember to open. On by default, off in settings the moment it stops being useful.
From: SpendInsights
Your week in spending
Groceries crept up
Three shops instead of your usual two pushed food 18% above your four-week average.
Two subscriptions renewed
Both landed on the same day this month, which is why the week looks heavier than it was.
Illustration only. Yours are written from your own week.
The free tier is the whole product, metered. Premium raises the ceiling and unlocks the two things that need it.
no card
everything above, plus
Pricing is still being worked out. Start on free; nothing about your data changes when you move.
Why this exists
I built this because I had a drawer of receipts and a banking app that could tell me I spent $84.32 at Whole Foods but not that half of it was one week’s worth of chicken.
Every budgeting tool I tried wanted me to do the typing. So I made the one where you take a photo, or forward an email, and then you do nothing at all.
— the one person who builds SpendInsights
Spend Insights
Free for 50 receipts a month.
Takes about a minute.