See exactly where the month went.

Photograph a receipt, or forward the order email. Xpento reads all of it: merchant, date, tax, every line item. Then files it under a category that means something.

Free for 50 receipts a month.
No card, no trial countdown.

WHOLE FOODS MARKET

1701 Robson St · Vancouver BC

  • Organic bananas1.62 kg4.38
  • Sourdough loaf6.50
  • Oat milk 1 L× 29.98
  • Chicken thighs0.94 kg11.27
  • Dish soap refill4.99

SUBTOTAL37.12

GST 5%1.86

TOTAL38.98

VISA ****4417APPROVED

03 SEP 2026 · 14:22 · THANK YOU

Filed automatically

Whole Foods Market

3 Sep 2026

$38.98

Food › Groceries

5 line items kept, itemised

Two ways in. Neither one is data entry.

Way one

Photograph it

  1. 01

    Open the app at the till and take the photo. Crumpled and badly lit is fine.

  2. 02

    The model reads the merchant, the date, the tax and each line item, and keeps the items rather than flattening them into one total.

  3. 03

    It lands in your expenses already categorised. If it guessed wrong, change it once and move on.

Way two

Never touch it at all

Every account gets a private inbox address:

7f3a91c4@in.xpento.com

Point one mail filter at it, say everything from auto-confirm@amazon.ca, and those orders file themselves while you are asleep. There is a click-by-click guide inside the app for Gmail, Outlook and Apple Mail.

One receipt. Every line filed, and your list ticked off.

A grocery run is rarely all groceries. Xpento reads each line on its own, so the milk goes under Groceries, the shampoo under Hair & Cosmetics and the cat food under Pet Care, not the whole receipt under whichever one came first.

Keep a To Buy list and the same receipt checks it for you. Whatever you bought gets ticked off. Whatever you forgot stays on the list, including the times you bought one when the list said two.

Works with photos and forwarded emails. Auto-complete can be turned off in settings.

Line

Filed under

  • 2% milk 2 LGroceries
  • Large eggs 12× 1Groceries
  • Shampoo 400 mlHair & Cosmetics
  • Vitamin D 1000 IUMedicine / Vitamins
  • Dry cat food 2 kgPet Care

To Buy list

  • Milkticked off
  • Cat foodticked off
  • Eggs × 2bought 1
  • Breadstill on your list
Illustration only.

Which of these is your bank statement?

After a few weeks of receipts, your discretionary spending gets scored across six dimensions and you get told which one you are. It is a party trick with a real number under it, and it comes with a card worth sending to the friend who already knows the answer.

Pick one. Then find out whether your receipts agree with you.

For people who already live in a chat window

Ask your own spending, in your own words.

Xpento runs its own MCP server. Connect it to Claude, ChatGPT or any MCP client, approve it once, and your expenses start answering questions.

> How much did I spend on groceries in August, and how does that compare with July?

8 tools exposed

  • get_expenses
  • get_categories
  • get_budget_status
  • get_spending_summary
  • get_to_buy_list
  • add_expense
  • add_to_buy_item
  • complete_to_buy_item

Both directions: it can log an expense or tick something off the shopping list, not just read.

One email a week. Two or three things worth knowing.

Not a dashboard you have to remember to open. On by default, off in settings the moment it stops being useful.

From: Xpento

Your week in spending

  • Groceries crept up

    Three shops instead of your usual two pushed food 18% above your four-week average.

  • Two subscriptions renewed

    Both landed on the same day this month, which is why the week looks heavier than it was.

Illustration only. Yours are written from your own week.

What it costs.

The free tier is the whole product, metered. Premium raises the ceilings and lets you pick your model.

Free

no card

  • Receipts per month50
  • Receipts per day10
  • Emails per day10
  • Emails per month50
  • Email receipts per month30
  • Private inbox addressyes
  • Budget groups11
  • Sub-categories39
  • Budgets & insightsyes
  • Spending personalityyes
  • Shopping listyes
  • Assistant accessyes
  • Pick your modelno

Premium

everything above, plus

  • Receipts per month200
  • Receipts per day10
  • Emails per day50
  • Emails per month500
  • Email receipts per month200
  • Pick your modelyes

Pricing is still being worked out. Start on free; nothing about your data changes when you move.

Why this exists

I built this because I had a drawer of receipts and a banking app that could tell me I spent $84.32 at Whole Foods but not that half of it was one week’s worth of chicken.

Every budgeting tool I tried wanted me to do the typing. So I made the one where you take a photo, or forward an email, and then you do nothing at all.

— the one person who builds Xpento

Xpento

  • Receipts to get started1
  • Spreadsheets required0
  • Card details required0
Total$0.00
Open an account

Free for 50 receipts a month.
Takes about a minute.